RCAP SOLUTIONS

RCAP Solutions mission is to foster personal and public self-reliance and improve the quality of life for individuals, families and the communities in which they live.

RCAP Solutions has been helping people throughout Massachusetts with a wide range of housing and supportive services for over 40 years.  RCAP Solutions is the Worcester County affiliate of The Regional Housing Network of Massachusetts.  This non-profit organization delivers progressive, affordable housing solutions and education to families and individuals in every community throughout the state.

RCAP Solutions is also the Northeast affiliate of the six-member national RCAP Network, which focuses its interests on rural water-related and infrastructure issues. As such, we provide services in all six New England states, New York, New Jersey, Pennsylvania, Puerto Rico and the U.S. Virgin Islands.

RCAP Solutions is a comprehensive and complex nonprofit 501C (3) corporation, that has grown into four key pillars of programming over its 43 years of existence. 

The Client Resources Division works with eligible individuals and families in Massachusetts to provide a wide range of affordable housing, homelessness prevention, workforce development and family unification and self-sufficiency services.  These services include housing assistance payments for low income tenants, transitional housing and assistance for the homeless or those fleeing domestic violence, landlord and tenant mediation.  We offer training and support on a wide variety of topics including elder services, financial literacy, first time homeownership and foreclosure prevention; for property owners, tenants and home owners.  We are centered within Worcester County, Massachusetts and serve thousands of individuals and families each year.

The Community Resources Division supports the Northeastern United States, Puerto Rico and the U.S. Virgin Islands to promote public, environmental and economic health by providing consulting, planning, financing, build-out oversight, regulatory and compliance oversight, management and operational support for a wide range of community development and infrastructure projects.

The Real Estate Division oversees the operations of our residential properties as well as development activity, to its properties located in Central Massachusetts.  RCAP’s property development and management services support small and mid-sized communities by using a comprehensive approach, working with legislators, community leaders, design and construction professionals and funding sources to assist with their property management and development needs.  The Company’s portfolio currently includes ten affordable housing projects with a total of 362 elderly, family and handicap rental units.

RCAP Solutions Financial Services, Inc. is a subsidiary of RCAP Solutions, and a CDFI certified tax exempt organization.  Financial Services serves as an alternative lender, dedicated to making loans to homeowners and small businesses not eligible for loans through the traditional resources.  Loans are made primarily in Central Massachusetts with funds received from governmental agencies to promote various loan programs.  These programs include: loans for low income homeowners unable to obtain conventional financing to make essential repairs that jeopardize the health and safety of the occupants; loans for disabled persons and their families to make necessary home modifications; loans to support local small businesses; and loans to municipal or nonprofit borrowers for capital projects such as basic infrastructure or community water and wastewater facilities.  RCAP Solutions Financial Services is the only certified SBA micro-lender for Worcester County.

For more information on our programs and services, please visit our website: www.rcapsolutions.org or contact us toll free at 800.488.1969.